Service — Payments

Approved to paid, without leaving Rio

Pay suppliers, settle expense reimbursements, and execute payroll-adjacent payouts — all from inside Rio, with every transaction reconciled back to your ledger.

Move money the way modern businesses need to

🏦

Local & international

Domestic ACH/SEPA/Faster Payments plus international wires across 60+ currencies.

✍️

Batch approval

Pay 1 or 1,000 suppliers with one approval. Multi-signer rules built in.

🔐

Bank-grade security

SOC 2 Type II, biometric and hardware-key 2FA, tamper-proof audit logs.

📚

Auto-reconciliation

Every payout writes back to your ledger with the matching bill — no journal entries.

How it works — in four steps

  1. 01

    Approve

    Review bills and expenses inside Rio.

  2. 02

    Schedule

    Pick same-day or future-dated runs.

  3. 03

    Pay

    Funds leave securely via your chosen rail.

  4. 04

    Reconcile

    Rio updates your books automatically.

By the numbers

60+Currencies supported
0Manual bank logins
SOC2Type II certified
<24hSetup to first payment

Trusted by businesses moving real money

Rio gave us our weekends back. Reconciliation that took two days now takes thirty minutes.
— Operations lead, multi-site retailer
Our accountant calls us their easiest client. Everything is already where it should be.
— Founder, professional services firm
The advisory side is what closed it for us — software plus a real human reviewing the numbers monthly.
— CFO, growth-stage SaaS

Frequently Asked Questions

Is there a free trial?

Yes — 14 days, no credit card required. You'll get full access to every Rio feature on whichever plan you select.

Do I keep my existing accountant?

Absolutely. Rio sits between your business and your accountant, cutting their workload while keeping the same relationship. If you don't have one, we can introduce you to vetted partners.

How long does onboarding take?

Most businesses are live within an afternoon. Multi-entity setups take 3–5 days with a dedicated success manager.

Is my data secure?

Rio is GDPR and ISO 27001 aligned. Documents are encrypted at rest, stored for 10 years, and access is permissioned by role.

Try Rio yourself with our 14-day free trial

Set up your account in minutes. No credit card required.